The most popular question Alvin Hall is asked is 'where does my money go?'. In this quick and straightforward mini-guide, Alvin helps everyone plan for a comfortable and happy old age. Identifying the need to start saving sooner, Alvin identifies the key choices you need to make in planning your retirement and provides a practical understanding of how to make the most of your personal finances. This is an easy-to-follow advice for a brighter, sounder financial future.