Vicki Fitzgerald lives with her husband in Portland, OR. With two kids in their 20s out on their own, she saw a need for a simple guide to saving for those just starting out. She earned a B.A. in history from North Park University and an MBA from DePaul University a long time ago and worked in Finance/Accounting for many years. She's aware that this information is not new or earth shattering, but hopes these simple tools will help.