This book contains a no-nonsense framework that will help you take back control over your money, so you can live a life you love.

I get it. You've been busy these last years, working hard and raising a family. And now the kids are all grown, you've realised you'll be old before you know it and your finances are in no shape for retirement. It's a scary thought and you don't know how the hell you're gonna do it. Each time you try to move forward you're confronted by frustrations, complexities and jargon. Some days it makes you feel downright dumb and disheartened, and that's just not right. Everyone has a right to feel smart and confident with money. Everyone is entitled to live a life they love.

Inside this book, I'm going to show you how my specific framework works because:

• During the last three decades as a financial planner I've picked up tons of experience and knowledge helping hundreds of people on a one-to one basis.
• Many were experiencing the same avoidable problems with their spending and retirement funds.
• Too many were suffering sleepless nights worrying about money and their future.
• Lots wished they could have afforded to retire sooner.
• Some were shocked to discover they could have afforded to retire sooner, if only they'd known it earlier.
• And with my help they were able to turn things round and enjoy a brighter, more secure future, filled with confidence and peace of mind.

So, don't work into your retirement when you could be enjoying time with your grand-kids. You only have one life. Make it a life you love.